Time-sensitive, single-use OTPs replace static passwords to provide greater protection from fraud and data leaks. Customers receive this token by email or SMS and enter it into the login form to access their accounts. What does OTP mean? Simply put, a one-time password is an autogenerated code that’s good for a single login and used to verify the user’s identity. One of the simplest but most effective methods of 2FA is a one-time password or one-time passcode (OTP). To stay one step ahead of cybercriminals, companies secure customer accounts with two-factor authentication (2FA).
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